Protecting Your Bank Account From a New Contact
Account and routing numbers, once shared, can't meaningfully be taken back. Never share direct account access details with someone you've only met online.
Where It Applies
Platform-SpecificMost relevant on the specific platforms listed below, where the pattern this addresses actually shows up.
What It Counters
Targeted Counter-MoveDirectly counters one or more specific manipulation tactics, listed below.
The Steps
- 01
Refuse to share account or routing numbers regardless of the stated reason.
- 02
Use a payment app's built-in transfer feature rather than sharing raw account details, if any payment is ever appropriate at all.
- 03
Set up transaction alerts so unusual activity reaches you immediately.
Recommended Tools
This situation calls for a structured walkthrough — "Protecting Your Bank Account From a New Contact" is exactly the kind of scenario the guide breaks into concrete steps.
DEFENSE GUIDE MANUAL